.post-hero{background:var(--black);padding:110px 0 72px;position:relative;overflow:hidden}.post-hero:before{content:"";position:absolute;width:700px;height:700px;border-radius:50%;background:radial-gradient(circle,rgba(26,111,255,.07) 0%,transparent 65%);top:-150px;right:-100px;pointer-events:none}.post-breadcrumb{font-size:12px;color:#4b5563;margin-bottom:20px;display:flex;gap:6px;align-items:center;flex-wrap:wrap}.post-breadcrumb a{color:#4b5563;text-decoration:none}.post-breadcrumb a:hover{color:#9ca3af}.post-breadcrumb-sep{color:#374151}.post-badge{display:inline-block;padding:4px 14px;border-radius:100px;font-size:11px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;margin-bottom:18px}.post-hero-title{font-size:clamp(2rem,4.5vw,3.4rem);font-weight:900;letter-spacing:-.04em;line-height:1.06;color:var(--text-white);margin-bottom:20px;max-width:820px}.post-byline{font-size:13px;color:#6b7280;display:flex;gap:14px;flex-wrap:wrap;align-items:center}.post-byline strong{color:#9ca3af}.post-body{background:var(--white);padding:72px 0 80px}.post-layout{display:grid;grid-template-columns:1fr 300px;gap:56px;align-items:start}@media(max-width:960px){.post-layout{grid-template-columns:1fr}}.post-content{min-width:0}.post-content h2{font-size:1.55rem;font-weight:800;letter-spacing:-.03em;line-height:1.2;color:var(--text-black);margin:48px 0 16px;padding-top:8px}.post-content h3{font-size:1.15rem;font-weight:700;letter-spacing:-.02em;color:var(--text-black);margin:28px 0 10px}.post-content p{font-size:15px;color:var(--text-body);line-height:1.8;margin-bottom:18px}.post-content ul,.post-content ol{margin:0 0 18px 20px;color:var(--text-body);font-size:15px;line-height:1.8}.post-content li{margin-bottom:6px}.post-content strong{color:var(--text-black)}.post-content a{color:var(--orange);text-decoration:underline;text-underline-offset:3px}.post-content a:hover{color:var(--orange-light)}.post-content a.btn{text-decoration:none}.post-content a.btn-orange,.post-content a.btn-lime,.post-content a.btn-blue,.post-content a.btn-purple,.post-content a.btn-outline-light{color:#fff}.post-content a.btn-ghost-dark{color:#fff9}.post-content table{width:100%;border-collapse:collapse;margin:24px 0;font-size:14px}.post-content th{background:var(--off-white);border:1px solid var(--border-light);padding:10px 14px;text-align:left;font-weight:700;color:var(--text-black)}.post-content td{border:1px solid var(--border-light);padding:10px 14px;color:var(--text-body)}.post-content tr:nth-child(2n) td{background:#fafafa}.pull-quote{border-left:4px solid var(--orange);padding:16px 20px;background:#ff4d000a;border-radius:0 12px 12px 0;margin:28px 0}.pull-quote blockquote{font-size:15px;font-style:italic;color:var(--text-body);line-height:1.7;margin:0 0 6px}.pull-quote cite{font-size:12px;color:var(--text-dim);font-style:normal}.social-quote{border-left:3px solid var(--border-light);padding:14px 18px;margin:12px 0;border-radius:0 10px 10px 0;background:var(--off-white)}.social-quote p{font-size:14px;color:var(--text-body);margin:0 0 6px;font-style:italic}.social-quote cite{font-size:12px;color:var(--text-dim);font-style:normal}.blog-figure{margin:32px 0;border-radius:12px;overflow:hidden;background:#f5f5f3}.blog-figure img{width:100%;height:auto;display:block;border-radius:12px}.blog-figure figcaption{font-size:12px;color:var(--text-dim);padding:8px 12px;line-height:1.5;text-align:center}.tip-box{background:#ffd0001a;border:1px solid rgba(255,208,0,.3);border-radius:12px;padding:14px 18px;margin:20px 0;font-size:14px;color:var(--text-body);line-height:1.65}.warn-box{background:#f59e0b14;border:1px solid rgba(245,158,11,.25);border-radius:12px;padding:14px 18px;margin:20px 0;font-size:14px;color:var(--text-body);line-height:1.65}.rejected-box{background:#ef44440d;border:1px solid rgba(239,68,68,.15);border-radius:12px;padding:18px 20px;margin:20px 0}.rejected-box p{font-size:14px;color:var(--text-body);margin:6px 0}.inline-cta{background:linear-gradient(135deg,#ff4d000f,#ff4d0005);border:1px solid rgba(255,77,0,.2);border-radius:var(--r-card);padding:24px 26px;margin:36px 0;display:flex;flex-direction:column;gap:10px}.inline-cta.blue{background:linear-gradient(135deg,#1a6fff0f,#1a6fff05);border-color:#1a6fff33}.inline-cta strong{font-size:16px;color:var(--text-black)}.inline-cta p{font-size:14px;color:var(--text-body);margin:0}.inline-cta small{font-size:12px;color:var(--text-dim)}.checklist{list-style:none;margin:0 0 20px;padding:0}.checklist li{padding:8px 0 8px 28px;position:relative;font-size:15px;color:var(--text-body);line-height:1.6;border-bottom:1px solid var(--border-light)}.checklist li:before{content:"☐";position:absolute;left:0;color:var(--orange);font-weight:700}.faq-block{margin:48px 0 0}.faq-block h2{font-size:1.5rem;font-weight:800;margin:4px 0 20px;color:var(--text-black);letter-spacing:-.03em}.post-summary{background:var(--off-white);border:1px solid var(--border-light);border-radius:var(--r-card);padding:24px 28px;margin:36px 0}.post-summary h3{font-size:15px;font-weight:800;color:var(--text-black);margin-bottom:14px}.post-summary ul{margin:0;padding-left:18px}.post-summary li{font-size:14px;color:var(--text-body);margin-bottom:8px;line-height:1.6}.post-sources{margin-top:48px;padding-top:24px;border-top:1px solid var(--border-light);font-size:13px;color:var(--text-dim)}.post-sources h4{font-size:11px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;margin-bottom:10px}.post-sources ul{margin:0;padding-left:18px}.post-sources li{margin-bottom:6px}.post-sources a{color:var(--text-dim)}.post-sources a:hover{color:var(--orange)}.post-sidebar{position:sticky;top:88px}.sidebar-cta{background:var(--white);border:1px solid var(--border-light);border-radius:var(--r-card);padding:22px;margin-bottom:16px;box-shadow:var(--shadow-card)}.orange-cta{border-color:#ff4d0033;background:#ff4d0005}.blue-cta{border-color:#1a6fff33;background:#1a6fff05}.sidebar-cta-label{font-size:11px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--orange);margin-bottom:8px}.blue-cta .sidebar-cta-label{color:var(--blue)}.sidebar-cta h3{font-size:15px;font-weight:800;color:var(--text-black);margin-bottom:8px}.sidebar-cta p{font-size:13px;color:var(--text-body);line-height:1.6;margin-bottom:14px}.sidebar-btn{width:100%;text-align:center;display:block}.sidebar-card{background:var(--white);border:1px solid var(--border-light);border-radius:var(--r-card);padding:22px;margin-bottom:16px;box-shadow:var(--shadow-card)}.sidebar-card-title{font-size:11px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--text-dim);margin-bottom:14px}.sidebar-related{background:var(--white);border:1px solid var(--border-light);border-radius:var(--r-card);padding:22px;box-shadow:var(--shadow-card)}.sidebar-related h4{font-size:11px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--text-dim);margin-bottom:14px}.sidebar-related a{display:block;font-size:13px;font-weight:600;color:var(--text-body);text-decoration:none;padding:8px 0;border-bottom:1px solid var(--border-light);line-height:1.4}.sidebar-related a:last-child{border-bottom:none}.sidebar-related a:hover{color:var(--orange)}.sidebar-cta-btn{display:block;background:var(--orange);color:#fff;border-radius:100px;padding:12px 18px;text-align:center;font-weight:700;font-size:14px;text-decoration:none;margin-bottom:8px;transition:background .18s,transform .18s}.sidebar-cta-btn:hover{background:var(--orange-light);transform:translateY(-1px)}.sidebar-cta-btn.blue{background:var(--blue)}.sidebar-cta-btn.blue:hover{background:#1460e0}.sidebar-small{font-size:12px;color:var(--text-dim);text-align:center}.mls-calc-block{background:linear-gradient(180deg,#fff8f3,#fff);border:1.5px solid #ffd2b3;border-left:4px solid var(--orange);border-radius:16px;padding:26px 28px 28px;margin:32px 0;box-shadow:0 2px 12px #ff4d000a,0 8px 32px #0000000a}.mls-calc-label{font-size:11px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--orange);margin-bottom:6px}.mls-calc-heading{font-size:22px;font-weight:800;letter-spacing:-.02em;color:var(--text-black);margin:0 0 8px;line-height:1.25}.mls-calc-sub{font-size:14px;color:var(--text-body);line-height:1.6;margin:0 0 22px}.mls-calc-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px 20px;margin-bottom:20px}@media(max-width:600px){.mls-calc-grid{grid-template-columns:1fr}.mls-calc-block{padding:22px 18px}}.mls-field label{display:block;font-size:13px;font-weight:600;color:var(--text-black);margin-bottom:6px}.mls-field-hint{font-size:11px;color:var(--text-dim);margin-top:5px;line-height:1.45}.mls-input-group{display:flex;align-items:stretch;border:1.5px solid #e8e8e8;border-radius:10px;background:#fff;overflow:hidden;transition:border-color .15s}.mls-input-group:focus-within{border-color:var(--orange)}.mls-addon{display:flex;align-items:center;padding:0 12px;background:#faf9f7;border-right:1.5px solid #e8e8e8;color:var(--text-dim);font-weight:600;font-size:15px}.mls-input-group input,.mls-field input[type=number]{flex:1;border:none;padding:10px 12px;font-size:15px;font-family:inherit;color:var(--text-black);background:transparent;outline:none;width:100%}.mls-field input[type=number]{border:1.5px solid #e8e8e8;border-radius:10px;background:#fff}.mls-field input[type=number]:focus{border-color:var(--orange)}.mls-radio-group{display:flex;gap:8px}.mls-radio-pill{flex:1;cursor:pointer;border:1.5px solid #e8e8e8;border-radius:10px;background:#fff;padding:10px 12px;font-size:14px;font-weight:500;color:var(--text-body);text-align:center;transition:all .15s;user-select:none;margin:0}.mls-radio-pill input{position:absolute;opacity:0;pointer-events:none}.mls-radio-pill:has(input:checked){border-color:var(--orange);background:#fff5ed;color:var(--orange);font-weight:700}.mls-calc-btn{width:100%;justify-content:center;font-size:15px;padding:14px 24px;border-radius:12px}.mls-calc-result{margin-top:22px;padding-top:22px;border-top:1.5px solid #ffd2b3;animation:mlsFadeUp .32s ease}@keyframes mlsFadeUp{0%{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}.mls-result-amount{font-size:clamp(2.2rem,5vw,3rem);font-weight:900;letter-spacing:-.03em;color:var(--orange);line-height:1.05;margin-bottom:4px}.mls-result-amount.mls-zero{color:var(--green-pos)}.mls-result-tier{font-size:13px;font-weight:600;color:var(--text-body);margin-bottom:16px}.mls-result-rec{border-radius:12px;padding:14px 16px;margin:14px 0;display:flex;flex-direction:column;gap:6px;font-size:14px;line-height:1.6}.mls-result-rec strong{font-weight:700}.mls-rec-cover-cheaper{background:#22c55e14;border-left:3px solid var(--green-pos);color:var(--text-black)}.mls-rec-cover-cheaper strong{color:var(--green-pos)}.mls-rec-borderline{background:#f59e0b14;border-left:3px solid var(--amber-warn);color:var(--text-black)}.mls-rec-borderline strong{color:var(--amber-warn)}.mls-rec-mls-cheaper{background:#ff4d000f;border-left:3px solid var(--orange);color:var(--text-black)}.mls-rec-mls-cheaper strong{color:var(--orange)}.mls-result-disclaimer{font-size:11px;color:var(--text-dim);line-height:1.6;margin-top:14px;padding-top:12px;border-top:1px solid #f0e9e0}.mls-result-error{color:var(--red-alert);font-size:14px;font-weight:600}.anim-in{opacity:0;transform:translateY(20px);transition:opacity .45s ease,transform .45s ease}.anim-in.visible{opacity:1;transform:none}@media(max-width:600px){.post-hero{padding:80px 0 52px}.post-body{padding:48px 0 56px}.post-content h2{font-size:1.3rem;margin-top:36px}.inline-cta{padding:18px}}