SA first home buyers pay $0 stamp duty on new homes and vacant land at any price (from 13 Feb 2025). Established homes still attract standard rates — plus a $15,000 FHOG for new builds.
SA first home buyers: new homes and vacant land are exempt at any price (from 13 Feb 2025). Established homes pay standard rates. Calculate your exact duty plus full upfront cost.
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Enter a purchase price and click Calculate to see stamp duty, concessions, and your full upfront cost estimate.
Stamp duty is calculated progressively — only the portion within each bracket is taxed at that rate. Rates sourced from RevenueSA.
| Purchase Price Range | Duty Calculation |
|---|---|
| $0 – $12,000 | $1.00 per $100 (1.00%) |
| $12,001 – $30,000 | $120 + $2.00 per $100 over $12,000 |
| $30,001 – $50,000 | $480 + $3.00 per $100 over $30,000 |
| $50,001 – $100,000 | $1,080 + $3.50 per $100 over $50,000 |
| $100,001 – $200,000 | $2,830 + $4.00 per $100 over $100,000 |
| $200,001 – $250,000 | $6,830 + $4.25 per $100 over $200,000 |
| $250,001 – $300,000 | $8,955 + $4.75 per $100 over $250,000 |
| $300,001 – $500,000 | $11,330 + $5.00 per $100 over $300,000 |
| $500,001+ | $21,330 + $5.50 per $100 over $500,000 |
Rates are indicative for 2024–25 and may change. Always verify the current schedule with RevenueSA before transacting.
Each state has different rates, thresholds, and first home buyer rules — select your state below.
Partially. From 13 February 2025, SA first home buyers pay $0 stamp duty on newly built homes and vacant land (where intending to build a home) — at any purchase price, with no cap. However, established (existing) homes still attract full standard stamp duty rates with no concession. The $15,000 FHOG also applies to eligible new home purchases. Always verify eligibility with RevenueSA.
For standard rates: the same brackets apply to all property types. However, from 13 February 2025, first home buyers purchasing a new build or vacant land (to build a home) pay $0 stamp duty at any price — a significant difference from existing homes where standard rates still apply with no concession.
Stamp duty on a $600,000 SA property is $26,830: $0–$12k at 1% ($120), $12k–$30k at 2% ($360), $30k–$50k at 3% ($600), $50k–$100k at 3.5% ($1,750), $100k–$200k at 4% ($4,000), $200k–$250k at 4.25% ($2,125), $250k–$300k at 4.75% ($2,375), $300k–$500k at 5% ($10,000), $500k–$600k at 5.5% ($5,500) = $26,830.
Yes. Foreign persons purchasing residential property in South Australia pay a 7% foreign ownership surcharge on top of standard stamp duty. On a $700,000 purchase: $32,330 standard duty + $49,000 surcharge = $81,330 total.
Beyond stamp duty, typical SA purchase costs include: title transfer registration (~$158), mortgage registration (~$158), conveyancing ($1,200–$2,500), building and pest inspection ($400–$700), and bank fees (~$800). Budget roughly 4–6% of purchase price for total upfront costs including stamp duty.