Free Australian finance tools, built properly
Velofy is what an Australian finance calculator should be: current with the 2025–26 ATO and APRA rules, free at the point of use, and private by default. No login. No email wall. No bank's lead-capture form sitting between you and the answer.
Every calculator runs entirely in your browser. There is no account and nothing watching what you type. Your salary, loan amount, and super balance never leave your computer — we literally cannot see what you calculate, and we like it that way. The only thing we measure is anonymous usage — which pages get used, and for how long — never the numbers you enter.
Velofy is built by a small team of Australian finance specialists — accountants, credit advisers, and superannuation specialists.
Velofy is general information. The calculators do the math; they don't know your full situation. Before you sign a mortgage, claim a deduction, or sell an investment property, talk to a registered tax agent, credit licensee, or financial adviser who can look at your full picture.
Velofy is not affiliated with the ATO, APRA, ASIC, the RBA, or any bank or lender. We reference their rules; we don't speak for them.
Corrections, partnership enquiries, hellos: LinkedIn, X (@velofy_au), or .
How Velofy stays free.
Velofy earns a referral fee when you buy through an Amazon AU product
link on a blog post, at no extra cost to you. Those links are tagged
sponsored. Nothing else
on the site pays us today — the calculators carry no paid placement,
and the lender and broker cards are ordinary links we are not paid for.
Australian fintech tool · Last updated 15 August 2026