About

Velofy is what an Australian finance calculator should be: current with the 2025–26 ATO and APRA rules, free at the point of use, and private by default. No login. No email wall. No bank's lead-capture form sitting between you and the answer.

Every calculator runs entirely in your browser. There is no account, no database, no analytics watching what you type. Your salary, loan amount, and super balance never leave your computer — we literally cannot see what you calculate, and we like it that way.

Who builds this

Velofy is built by a small team of Australian finance specialists — accountants, credit advisers, and superannuation specialists.

A note on what this is, and isn't

Velofy is general information. The calculators do the math; they don't know your full situation. Before you sign a mortgage, claim a deduction, or sell an investment property, talk to a registered tax agent, credit licensee, or financial adviser who can look at your full picture.

Velofy is not affiliated with the ATO, APRA, ASIC, the RBA, or any bank or lender. We reference their rules; we don't speak for them.

Get in touch

Corrections, partnership enquiries, hellos: LinkedIn, X (@velofy_au), or [email protected].